MJL Insurance Agency provides cost effective employee benefits packages from top rated carriers, as well as life and disability for both individuals and groups.
Selecting the right benefit package is becoming increasingly important in retaining the best employees, and keeping them productive. The cost of health insurance and other employee benefits is growing rapidly. Weighing the cost and features of of the many HMO, PPO and traditional plans available is becoming more difficult and complex every day.
We can offer you a complete needs analysis for your insureds, so you can help them determine the most appropriate policy for their organization.
We can provide policies that include health, dental, eye care and other coverage for both small and large groups, as well as self-funded plans for large employers.
Employee retention is often closely related to a company’s ability to offer competitive health benefits for its employees.
An often overlooked benefit that can be very helpful to your employees, not only in paying less at the dentist but also in making sure that a dentist is treating your employees fairly, by not over charging them or charging them for services that might be deemed not necessary .
Most people underestimate the amount required to see their children through college, or to allow a surviving spouse to maintain his or her standard of living. Selecting the right insurance product and coverage is key to meeting these needs.
We can help you provide quality term life, whole life and universal life policies for both individuals and groups. One of our more popular options is variable universal life, which allows your insureds to choose between investment options and assume the risks and rewards associated with their selection.
In the event that your insured becomes injured or are otherwise unable to work, his or her family's expenses are unlikely to significantly shrink. In addition, the family may be burdened with high medical costs and other expenses related to the disability.
Depending on the nature of the disability and your insured's occupation, short term or long term earnings may be impacted once he or she returns to work. We offer cost effective policies with the coverages essential to protecting the financial health of your insureds and their families.